The property title deed and documents confirming the right of ownership to the pledged property can be obtained from the State Services Agency or the Territorial Cadastre Office.

The provided title deed must not exceed 60 days from the date of issue.

The certificate issued by the State Services Agency confirms that the area of the residential premises, owned solely or jointly with other family members by the Program Beneficiary and, where appropriate, spouse, does not exceed the area of the housing purchased under the Program.

This certificate can be requested online from the State Services Agency, as well as from the Territorial Cadastre Office.

The appraisal report for the property offered as collateral for the mortgage can be ordered independently. If you are applying for financing at the maib Mortgage Center, you can order the report right there. The list of appraisal companies approved by maib can be found by following the link.

The purpose of the loan must be confirmed by one of the following documents:

• preliminary purchase agreement;
• preliminary approval;
• deposit agreement;
• deposit payment receipt.

You can confirm the down payment with one of the following documents:

• receipt for the advance payment;
• notarized deposit agreement;

The Effective Annual Interest Rate (APR) or the total cost of the loan varies depending on the amount and repayment period of the loan.