Refinance Your Mortgage in Moldova
You Can Achieve More
About loan
You took out a loan to buy a home and now you are having trouble with paying your monthly payments? Because we understand you and want to make your life easier, we offer you the advantage of refinancing a mortgage loan obtained from another financial institution.
Pay a lower monthly loan rate!
Requirements
Easier to get if:
- age from 20 to 70 years;
- you are a citizen of the Republic of Moldova with permanent residence in the country;
- you have obtained a real estate loan from another financial institution of the Republic of Moldova and have already made at least 12 payments according to the payment schedule.
Tariffs
Easier to make a decision
Offer includes:
- loan amount: up to 2,200,000 lei;
- term up to 30 years.
No commission:
- monthly service fee - 0%;
- loan issuance fee - 0%;
- early repayment fee - 0%;
- loan application processing fee - 0 lei.
Required documents
Identity Card
Real Estate Registry Extract
The Real Estate Registry Extract and documents confirming the ownership right to the pledged property can be requested from the State Services Agency or the Territorial Cadastre Administration.
The provided extract should not exceed 60 days from the date of issue.
Appraisal Report
Property appraisal report, offered as collateral for the mortgage, can be ordered independently. If you are applying for financing at the maib Mortgage Center, you can order the report right there.
The list of appraisal companies approved by maib can be found by following the link.
Loan balance certificate
A certificate confirming the available balance of the current loan can be requested from the financial institution that issued the loan.
Second rank letter
The letter is requested from the previous bank regarding the subsequent pledge only for real estate that was acquired before March 1, 2019.
Other documents
If necessary, you will need to provide other documents:
- Loan agreement;
- Monthly payment schedule;
- Mortgage agreement;
- Additional agreements to the Loan agreement;
- Additional agreements to the Mortgage agreement.
Frequently Asked Questions
How can I apply for refinancing?
You can apply online on our platform below. Our specialist will contact you, answer all your questions, and initiate the refinancing process.
Can I refinance a mortgage loan I took out 6 months ago?
We refinance loans obtained from other financial institutions only after the borrower has made at least 12 payments according to the schedule. In this situation, you need to pay off the current loan for another 6 months, after which we will refinance you on more favorable terms.
