Refinance Your Mortgage in Moldova

You Can Achieve More

Refinance Your Mortgage in Moldova

Maximum Amount

3 500 000 MDL

Loan Period

Until 30 years

Interest Rate

8.90%

About loan

You took out a loan to buy a home and now you are having trouble with paying your monthly payments? Because we understand you and want to make your life easier, we offer you the advantage of refinancing a mortgage loan obtained from another financial institution.
Pay a lower monthly loan rate!

Requirements

Easier to get if:

  • age from 20 to 70 years;
  • you are a citizen of the Republic of Moldova with permanent residence in the country;
  • you have obtained a real estate loan from another financial institution of the Republic of Moldova and have already made at least 12 payments according to the payment schedule.

Tariffs

Easier to make a decision

Offer includes:

  • loan amount: up to 2,200,000 lei;
  • term up to 30 years.

No commission:

  • monthly service fee - 0%;
  • loan issuance fee - 0%;
  • early repayment fee - 0%;
  • loan application processing fee - 0 lei.

Required documents

Identity Card

Real Estate Registry Extract

The Real Estate Registry Extract and documents confirming the ownership right to the pledged property can be requested from the State Services Agency or the Territorial Cadastre Administration.

The provided extract should not exceed 60 days from the date of issue.

Appraisal Report

Property appraisal report, offered as collateral for the mortgage, can be ordered independently. If you are applying for financing at the maib Mortgage Center, you can order the report right there. The list of appraisal companies approved by maib can be found by following the link.

Loan balance certificate

A certificate confirming the available balance of the current loan can be requested from the financial institution that issued the loan.

Second rank letter

The letter is requested from the previous bank regarding the subsequent pledge only for real estate that was acquired before March 1, 2019.

Other documents

If necessary, you will need to provide other documents:
  • Loan agreement;
  • Monthly payment schedule;
  • Mortgage agreement;
  • Additional agreements to the Loan agreement;
  • Additional agreements to the Mortgage agreement.
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Frequently Asked Questions

How can I apply for refinancing?

You can apply online on our platform below. Our specialist will contact you, answer all your questions, and initiate the refinancing process.

Can I refinance a mortgage loan I took out 6 months ago?

We refinance loans obtained from other financial institutions only after the borrower has made at least 12 payments according to the schedule. In this situation, you need to pay off the current loan for another 6 months, after which we will refinance you on more favorable terms.

How much can I expect?

My salary
MDL
Spouse salary:
MDL
Other income:
MDL
Monthly payments for other loans:
MDL
Total family income:
0 MDL
Loan Term
12
months
(1
years)
1 year
30 years
I receive salary/pension on a maib card
I receive a salary or pension on a card from another bank
I have a positive credit history
I have other income
Maximum granted amount
0
MDL
Monthly payment:
0 MDL
Total amount payable
0 MDL
Interest rate
7.80 %
Effective annual interest rate
0 %
Interest rate type
The presented calculation is approximate, the actual payment calculation may vary slightly.

This credit implies your legal responsibility and must be repaid. Verify your repayment capacity before signing the credit contract.

Take the first step

Fill in the fields below and we will contact you

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